Microfinance Program

Empowering communities through accessible financial services

Microfinance

Microfinance refers to financial services — including small loans, savings, and insurance — provided to individuals and small businesses who lack access to conventional banking. These services are designed to promote financial inclusion and empower economically disadvantaged communities to improve their livelihoods.

Our microfinance program targets rural and semi-urban communities, helping members start or grow small businesses, invest in agriculture, and meet urgent household needs through small, manageable loan installments.

৳ 5,000+

Minimum Loan Amount

12 Months

Flexible Repayment

48 Hours

Quick Approval

Our Loan Programs

Flexible financial solutions designed for every need

Agricultural Loan

Support for crop cultivation, livestock farming, and agricultural equipment to help farmers increase productivity and income.

Small Business Loan

Capital for starting or expanding small businesses including retail shops, food businesses, and cottage industries.

Emergency Loan

Quick access to funds for medical emergencies, natural disasters, or other urgent household needs with minimal documentation.

Housing Loan

Assistance for home repair, renovation, or construction to improve living conditions for member families.

Education Loan

Financial support for school fees, books, and educational materials to ensure children and youth can continue their studies.

Women Entrepreneur Loan

Special loan program for women to start or grow income-generating activities, fostering economic independence and empowerment.

Eligibility Criteria

  • Bangladeshi citizen aged 18–60 years
  • Resident of the organization's working area
  • Member of the organization for at least 3 months
  • No outstanding defaulted loans
  • Engaged in an income-generating activity
  • Able to provide a guarantor if required

How to Apply

1

Visit your nearest branch office

Locate the branch closest to your area and visit during office hours.

2

Speak with a loan officer about your needs

Discuss your requirements and get personalized advice on the best loan product.

3

Submit the required documents

Provide necessary documentation including ID, proof of residence, and income proof.

4

Loan assessment and approval within 48 hours

Our team evaluates your application and notifies you of the decision quickly.

5

Funds disbursed directly to your account

Once approved, the loan amount is transferred to your bank account or mobile wallet.